YALID. KONFLIK NORMA PENGATURAN PIUTANG NEGARA TERKAIT KREDIT MACET BANK BUMN. Journal of Integrated Knowledge and Innovation, [S. l.], v. 1, n. 1, p. 76–81, 2025. Disponível em: https://jiki.web.id/index.php/jiki/article/view/18. Acesso em: 11 nov. 2026.